Features
Everything you need to organize your money — in one calm app
Track expenses and income, plan budgets, set savings goals, manage bills and subscriptions, keep tabs on money owed, and see clear reports. No bank login required, and never any advice — just a private, organized view of your everyday money.
Personal Finance ManagementOne calm place to organize your accounts, spending, budgets, goals, bills and subscriptions.Expense TrackerRecord and categorize every expense, and see exactly where your money goes each day and month.Budget PlannerSet monthly limits per category, watch your progress live, and get a nudge before you overspend.Income TrackerRecord your salary and every income source, and see your monthly earnings clearly.Savings GoalsSet savings targets, record your contributions, and watch your progress grow.Bills ManagementTrack household and utility bills, see them on a calendar, and get reminders before every due date.Subscription ManagementTrack every digital subscription, see your total monthly cost, and get reminded before each renewal.AccountsKeep every cash, bank, card and wallet balance in one overview, with a single total balance.Money CircleTrack money you owe and money owed to you, with due dates and reminders.Financial ReportsMonthly and yearly reports of income, expenses and spending — with CSV export.Cash FlowSee money in vs money out each month, with your net and the months that run tight.Financial DashboardOne calm overview of your money — balance, spending, income, budgets and goals at a glance.Reminders & NotificationsSmart, dependable reminders for bills, subscription renewals and money owed — never miss a due date.Privacy & SecurityA privacy-first finance app: you enter your own data, no bank login, encrypted, never sold.Why LumynFiOne calm, private app to organize everyday money — no bank login, no investing, just clarity.