Start free for a month, then keep it for the price of a coffee
Try every feature free for a full month. There is nothing to pay up front and no card to enter. When you are ready to continue, choose the Premium plan that suits you best.
Your first month is on us
Get full access to everything LumynFi can do for thirty days. Set up your accounts, track your spending, build a budget and watch the reminders work. If you love it, you stay. If now is not the right time, your records are still here whenever you sign back in.
- Full access for one month
- No credit card to begin
- Keep viewing your data after the trial
- Upgrade only when you are ready
Choose your Premium plan
Every plan unlocks the same complete set of features. Pay month to month for flexibility, or pay ahead for six months or a year to bring the cost down.
Monthly Pro
Works out to $4.99 a month
Billed monthly. Cancel whenever you like.
Start free, then Monthly Pro6-Month Pro
Works out to about $4.17 a month
One payment covers six months and saves you roughly 17 percent.
Start free, then 6-Month ProAnnual Pro
Works out to about $4.00 a month
Our best value. One yearly payment saves you about 20 percent.
Start free, then Annual ProPrices are in US dollars. Your free month always comes first, and you will not be charged until it ends.
Everything Premium gives you
One membership covers the whole platform. Here is what you can do every day once you are on a Premium plan.
- Unlimited accounts, transactions, budgets and goals
- Bills, subscriptions and the financial calendar in one place
- Smart reminders for bills, renewals and money owed
- Proactive insights that explain your own numbers in plain language
- Cash flow and balance projections for the months ahead
- A financial health score and your monthly review
- Reports you can read at a glance, with CSV export
- Web, iOS and Android, always kept in sync
- Privacy first by design, with no bank login and encrypted records
- Friendly priority support when you need a hand
Pricing questions, answered
Do I need a credit card to start?+
No. You can use everything free for a full month without entering any payment details. We only ask for a card if you decide to continue with Premium once the trial ends.
What happens when my free month ends?+
Your information stays safe and you can always sign in to look back over it. To keep adding transactions and using the planning and reminder features, you upgrade to a Premium plan whenever you are ready.
What is the difference between the three Premium plans?+
The features are exactly the same in all three. The only difference is how often you pay. Paying for six months or a year at once simply lowers the effective monthly cost.
Can I change or cancel my plan?+
Yes. You can switch plans or cancel at any time from your account settings. If you cancel, you keep Premium until the end of the period you already paid for.
Is my financial information private?+
Completely. You enter your own data, so we never ask for bank logins, PINs or card codes. Your records are scoped to your account, encrypted, and never sold. You can read more on our security page.
Is LumynFi a bank or a financial advisor?+
No. LumynFi is a tool for organizing and keeping records of your money. It does not move money, give financial or tax advice, or recommend products. Every decision stays with you.
See what your free month unlocks
Explore the features in detail, or read the guides to get the most out of organizing your money with LumynFi.